When it comes to paper clutter, the less paper you have, the better. To the best of your ability, get as much of your bills, mail, and credit card statements online. Not all of this is possible, but do your best to go as paperless as you can. Next is to remember that you only need to keep physical copies of your taxes for 7 years and your bills for 1 year. Get rid of the rest. When organizing bills, organize them by month and not company. This limits the number of folders you need to have, plus it keeps everything all in one convenient spot in case you need…